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Sandy did all the work for me and even provided city information."
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The Sandy Brock Bahe & Bob Bahe Team are some of The Top Selling Real Estate Experts™
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Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Q	Where is the world's largest wine cellar, and how big is it?
A	A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
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The Sandy Brock & Bob Bahe Team, REALTORŽ, real estate agents and broker for McAlester, Ada, Hugo and Eufaula Oklahoma home listings, property and land for sale - NUMBER1EXPERT(tm)

The Sandy Brock Bahe & Bob Bahe Team
SIGNATURE Real Estate Services
1405 S. George Nigh Expressway
McAlester, Oklahoma 74501
Toll Free: 866-851-6010
Office : 918-426-6010
Fax: 918-426-6022
Email: SandyandBob@NUMBER1EXPERT.com
Southeast Oklahoma's 1st and Leading NUMBER1EXPERT!

Teamwork, Honesty, Professionalism and Commitment to Excellence... These are the disciplines that have made The Sandy Brock Bahe Team one of the most respected and award winning teams in Eastern Oklahoma. Real Estate is a family affair for this wife and husband team. As you are welcomed into the family business you will have Sandy and Bob, and their entire team of professionals working for you. Our goal is to supply you with the most professional and heart felt services that provide you with a truly pleasant and stress free real estate experience.
Sandy Brock Bahe, Broker/President is a proven professional with many outstanding accomplishments such as; the #2 producer in 2001 for the State of Oklahoma with a leading international real estate franchise and consistently leads the McAlester Area in innovative marketing systems. Sandy has been chosen by her peers to serve the Southeastern Oklahoma Association of Realtors in several capacities including Treasurer and is currently serving the board as State Director. Sandy has been serving the southeast Oklahoma Area for the past twelve years.
Bob Bahe, Broker/Vice-President/ALC has 20 years of experience as a business consultant, which included being a real estate Broker. During his real estate career Bob closed over 600 real estate transactions in a five-year period and was recognized as the #1 producer in that market. The Sandy Brock Bahe Team is devoted to helping you meet all your real estate needs. Their loyalty, integrity and commitment are unquestioned. Their knowledge and experience in real estate is exceptional. Let Sandy, Bob, and the entire Sandy Brock BaheTeam help you to experience your dreams.

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NUMBER1EXPERTS™ in real estate for McAlester, Ada, Hugo and Eufaula, Oklahoma

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